Business Solutions

HR360

When you go with DFA Insurance, you are automatically subscribed to our HR360 service. It is a source for you, as an employer, for HR news, tools, forms and training. Information and notifications will be sent directly to you regarding applicable changes.  In addition, you will have 24/7 access to the HR360 portal. It’s like having an HR department at your fingertips. 

Resources

  • Health care reform tools and guidelines
  • COBRA steps to success
  • FMLA guidelines
  • How to hire, discipline and terminate
  • State employment laws
  • Hundreds of forms and policies
  • Federal and state labor law posters‚Äč
  • Frequently asked questions

Tools

  • Job description builder
  • Salary benchmarking tool
  • HR self-assessment tool
  • Employee cost calculator
  • Employee handbook builder
  • Worker safety and wellness tools

HR Connection

HR Connection is a tool that allows employers to manage all of their employee benefits. The tool is completely customizable, and features an employer tool as well as an employee-facing portal. The employer can use HR Connection for benefits enrollment, employee communications, benefits administration and vacation tracking.

 

Additional low-cost services

AllyHealth

This on-demand, 24/7 telemedicine service gives you and your employees access to an affordable, quality healthcare network. You can visit with a doctor about a number of conditions via secure video chat, phone consultation or mobile app.  

MyInertia

MyInertia is an online wellness management system that provides the foundation for an easy-to-manage and engaging wellness program. It includes simplified management of your program, automated wellness points tracking, integrated health and fitness feedback and custom group challenges.

PrimePay

PrimePay provides payroll and other human resource solutions, including:

  • Online payroll
  • Hands-off payroll
  • Payroll reports
  • Payroll tax filing
  • Time and attendance solutions
  • Mobile employee scheduling
  • HR advisory
  • ERISA and nondiscrimination testing
  • Pre-employment screenings

Health Savings Options

HSA/HRA/FSA administration
Financial accounts have become very popular to help offset the cost of high deductible plans for employees. DFA Insurance has its own program to administer Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs) and Flexible Spending Accounts (FSAs).

Health Reimbursement Arrangements
HRAs can be coupled with any type of PPO or HDHP plan. These accounts are owned by the employer and employees can use them to pay for out of pocket health care expenses. The employer has control of the funds and employees do not take them with them if they leave employment. Here are the steps to set up an HRA.

  • Choose a health plan
  • Determine the amount of money you want to contribute for an employee’s HRA
  • Determine what employees can use the money for (deductible only, copays, prescription drugs)

DFA Insurance can work with you to determine the right structure of an HRA based on your needs.

Flexible Spending Accounts 
FSAs are special accounts you put money into that you use to pay for certain out-of-pocket health care costs. You don't pay taxes on this money. This means you'll save an amount equal to the taxes you would have paid on the money you set aside. Employees determine what they think their health care expenses will be for the year and determine how much they want to contribute into the FSA. That money is payroll deducted each pay period throughout the year and they can use those funds for healthcare expenses. However, if an employee does not use those funds by the end of the year, they lose whatever is left. So, it is important to budget appropriately. There are limits to what you can contribute to an FSA each year.

Health Savings Accounts
HSAs can only be paired with qualified High Deductible Health Plans (HDHPs). These accounts are owned by the employee and they can use the funds to pay for healthcare services.  An employer can choose to contribute to employees’ HSAs but the employee owns those funds and can take them with them if they leave employment. All contributions are pre-tax. Each year they set the amount of money that can be contributed to HSAs.

Navigating Health Insurance Changes

Health care reform, also known as the Affordable Care Act (ACA), can be confusing and is ever changing. DFA Insurance is here to keep you up to date on any changes and ensure that you are compliant with federal health care regulations.
 
All of the services and guidance we provide regarding health care reform is at no cost when you have your health insurance through DFA Insurance