With the year coming to a close, many of us are starting to think about our resolutions for next year. Is protection on that list? Making sure that you are covered in all aspects of your life can make it easier to rest at night and make sure that you are financially protected in the event of a loss.

This winter season, before you get into your vehicle, take a moment to make sure everything in and around your vehicle is in good condition and working properly.

Summer is near and the weather is warming up. The rising temperatures can be dangerous for your herd, putting them at risk for many issues including heat stress, summer mastitis, metritis, ketosis, and reduced nutrient intake. All of which can reduce milk production and milk fat percentage. There are several ways that you can help cool down your herd and manage their risk.

Does your business employ undocumented workers? Are you sure? The Immigration Reform Act made it detrimental to hire undocumented workers for your business. Undocumented Worker Endorsement is a specialized coverage designed to handle claims related to undocumented worker claims.
 

True Farms Inc. in Perry, NY looks back on how the pandemic affected their day to day decisions and what being a farmer in 2020 looked like

As time goes on, it is easy to get into a routine and just go through the motions when it comes to farm safety. If you’re careful, accidents may not happen often, but farming is dangerous! Even when you are doing everything you can do to make farming safer it is still possible to have an accident. However, being mindful of safety and making it a part of everything you do is critical to your success. A safe farm is a productive farm! Here are some tips to always keep in mind.

We know your livelihood depends on the success of your operation, which is why we have designed a farm-owners package complete with property and casualty insurance. This coverage protects your property against losses and your business against liability claims.

When you consider how long it took you to accumulate all your farm equipment and how much it all cost, does it overwhelm you? If a loss event were to happen would you be able to list all that equipment? Would you be able to cover the cost of the loss out of pocket? 

In the event of a loss, the last thing you want to be worrying about is whether or not you will be compensated for your losses. You rely on your home and your business for livelihood. It is important to make sure you understand how your coverages will compensate you in the event of a loss.

Many businesses, big and small, like to consider themselves as a family. This is why many employers could never consider that they could be sued by an employee, past, present, or future.

Often times we get asked if there is anything a client can do to help their insurance costs. When it comes to workers’ compensation insurance, there is. This is where your Experience Modification Rating comes into play.

When your business is covered correctly, you and your employees will have the peace of mind you deserve. 

Don’t risk finding out if your farm is underinsured when you have a loss. Insuring to the accurate value of your home, buildings, equipment, and inventory is an important consideration when reviewing your insurance coverage needs.

A loss control program can help reduce claims and losses through safety and risk management information and services. It can also help to reduce the severity of accidents that do happen.

A good succession plan takes time, money, and effort. Deciding what happens with your farm or ranch is not an easy task, but you are not alone. DFA Insurance partners with several quality providers, including Nationwide’s Land as Your Legacy program, to assist you in easing the transition to the next generation and ensuring long term success for your operation.

When it comes to the cold winter weather, there are plenty of articles and videos out there detailing winter pet safety. However, when it comes to your livestock, they have their own considerations and needs for when the winter weather hits.

With DFA Insurance, you have a whole team of dedicated professionals taking care of all your insurance needs. We take the time to get to know you, learn about your unique needs, and identify the potential risks that you face.

Winter is here and despite the colder weather, the work must be done. Here are some tips to remember when you are working in the cold and to help keep you safe. 

Offering health insurance benefits to your team is a great way to attract qualified, skilled workers, decrease turnover rates, and increase morale and productivity. There are many options and factors to consider that could make the process seem overwhelming and confusing.  Working with a qualified agent can make the process much easier, together you can design a plan that meets your needs and your budget.

This year has led to many changes and a lot of agriculture businesses have implanted the use of technology into their everyday operations. The increased use of technology creates a lot of risk. Farmers needs to prioritize cybersecurity to protect their information and their business.
 

Monica Schaapman, DFA Insurance Specialist for the Southeast Region, is a fresh face at DFA Insurance; she is new to DFA Insurance, but she does have a long family history with agriculture and dairy farming. “My parents have a dairy farm,” said Schaapman.

Carbon monoxide is odorless, colorless and non-irritating, it’s impossible to detect without the correct instruments. Before you know what’s happened, you can end up seriously ill. These safety tips can help. 

When heavy snow meets fierce winds, even the best-engineered buildings can collapse. That’s why it’s important to calculate your roof load and be adequately insured for this type of situation.

It’s hard to believe the year is almost over.  With many group health plans renewing on January 1^st, we’re running out of time to review your coverage options.  If it’s been a while since you’ve looked at your policies, now is a good time to contact DFA Insurance for a review. 

If offering health insurance to your employees is something that you would like to do, but the minimum requirements enforced by insurance companies have made it difficult, DFA Insurance may be able to help.

Workers’ compensation insurance is a federally mandated, state regulated insurance program that protects your business if an employee gets injured or becomes ill as a result of work-related activities. However, because of the complex nature of worker’s compensation insurance business owners often have misconceptions regarding their coverage and what their capabilities are.

Health Insurance can be a big expense and complicated.  DFA Insurance, provided by Agri-Services Agency, can help explain all your options and design a plan that will meet your group health insurance needs and your budget. 

This year more than ever we have become digitally connected as a world. Everything from school lessons to grocery shopping is being done online. While it may make life a bit easier at time, it also exposes us to greater cyber security risks. Cyber risks can be expensive and messy, with the expected costs of cyber risks reaching $21 trillion by 2021. So how you protect yourself?

With open enrollment right around the corner, healthcare is probably already on your mind.  Now is the right time to consider why offering health insurance to your employees is a good idea.

In today’s world, health care will be on everyone’s mind. With unemployment being so high and the job market not being as competitive as it once was, how do you attract employees and keep employees? Offering benefits like quality health insurance can help. DFA Insurance understands the unique needs of farms and agribusinesses. Whether you are a small business with two employees or a large company with hundreds of employees on multiple operations, we can help develop something specifically to meet your unique needs.

On some operations, livestock are the most valuable commodity. However, raising livestock can be unpredictable and risky. This is why livestock protection is a necessity to protect from the unexpected events and accidents that can result in losses.

National Dairy Month began 83 years ago as a way to stabilize dairy demand when production was at a surplus. It has since evolved into an annual tradition of celebrating the important contributions of the dairy industry. National Dairy Month also serves to highlight the importance and nutritional value of dairy products.